Healthcare as a Service vs Healthcare as a Business?

Use this forum to discuss the June 2021 Philosophy Book of the Month Surviving the Business of Healthcare: Knowledge is Power by Barbara Galutia Regis PA-C
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LuckyR
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Re: Healthcare as a Service vs Healthcare as a Business

Post by LuckyR »

Sushan wrote: October 20th, 2021, 1:12 am
LuckyR wrote: June 8th, 2021, 2:41 am
mystery wrote: June 7th, 2021, 5:52 am
LuckyR wrote: June 7th, 2021, 3:11 am

Sounds like you are unfamiliar with the value of insurance.

As to the punished successful, would you rather be a taxed rich person or a poor person getting assistance? Trust me, the rich are doing just fine, you don't need to shed tears on their behalf.
I do know about insurance. I usually only insure what I can not deal with. Health care insurance is not like that, it is a business in the middle of the process. On average paying cash for services that are priced at the real value is a better deal for both provider and buyer. In the US the cost of the medical services are much higher for equivalent service in other locations.

At one point in the US, I had to pay up to $4K per month for insurance of a family and really never went to the Dr much. At the same time, other families went to the Dr. often and did not pay anything. Objectively I don't see how that is fair. Regardless of if It was easy or difficult for me to do that, how is it equal treatment. I don't use any more public service than others when in that location, I think I use far less.

No tears at all and I would not choose to switch places, as I already made the switch when on the other side because I did not like it.

But how is the financial differential fair, it forces some to pay for others without agreement. This is similar to slavery????

BTW; I get it, just rattling the topic to see what you and others think.
Exactly. That is the value of insurance. Since healthcare bills are the #1 reason for bankruptcy, all but the very wealthy should pay for health insurance. Once you do so, why in the world would someone hope to be in poor enough health so they can "use" the insurance they paid for? Insurance is to provide peace of mind (that you are covered), not to use the insurance (to come out ahead financially). No one hopes their home burns down when they purchase fire insurance. No one wants to total their car because they have collision coverage.

So using less services makes you a winner, not a loser.

Do we really want to live in a society where folks who can't afford healthcare are just denied care and left to die, when there is enough overall wealth to pay for it?
I think the poor being treated for free is done by the expenditures done by the government rather than any charity work done by large insurance companies. Atleast that is the scenario in my country.

But I agree to your last point. No one has to be denied of healthcare services since there is abundant money in the society which can be used for the benefit of everyone. But the issue is that money getting divided unfairly, so the rich getting the most while the poor only getting a little.
What money? Healthcare payments? I am unaware that the rich are sicker than the poor. All the data I've seen says the opposite.
"As usual... it depends."
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LuckyR
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Re: Healthcare as a Service vs Healthcare as a Business

Post by LuckyR »

Sushan wrote: October 20th, 2021, 1:26 am
mystery wrote: June 9th, 2021, 12:09 am
LuckyR wrote: June 8th, 2021, 2:41 am Do we really want to live in a society where folks who can't afford healthcare are just denied care and left to die, when there is enough overall wealth to pay for it?
As with many things, motivation is key to success. If failure is given safety AND comfort then some of the motivation is missing for success.

I do not believe in equal rights, except for the right of opportunity. Which could be a big topic itself. So long as all ppl have the chance to improve we should not reward a lack of improvment. otherwise, we are causing the destruction of our kind.

I might need to qualify the equal thing.

If a man is born and is genetically larger and stronger than another man, he might be able to be successful in say professional sports like football. A different man might have for example an intellect and even an autistic but brilliant mind. That second man can do things the first can not probably. But both men have the chance with the law to find a place and excel. Both will fail in the other area of strength. It means no provision should be made to give them both the same job, but they both have an equal chance to invent a path.

It is the same for health care, each man should have a chance to earn good care.
I agree. Giving away things for free or giving them for the undeserved will demotivate the hard working people who actually earn for themselves and deserve to be treated better.

But I believe health and education are fundamental rights. If we ask people to earn those things their earning might not be enough to achieve the fullest requirement from both fields, and it will drastically reduce their quality of life. Though my country is poor in all other aspects, our healthcare system and education are really advance, and the literacy rate and the healthcare denominators are high because they are given totally free for all the citizens. I am not saying that has to be the case in each and every thing. But these two fields has to be kept open with free access to anyone, whether they deserve it or not.
What do you mean by deserve it?
"As usual... it depends."
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