Is it practical?
- Sushan
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Is it practical?
This is a practical guide to relieve anxiety and stress, by two authors who are renowned as well as experienced in the subject.
Yet, this is a book to read and understand by the reader him/herself, and then to apply its content to get relieved from his/her anxiety and stress.
To what extent this practice is practical? Without a proper assessment and a guidance from a trained personnel, will it deliver the expected results? Or will it worsen the issue?
– William James
- LuckyR
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- Sushan
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Re: Is it practical?
Agreed. But this is not related to personal development, but to a medical/psychological issue, anxiety. It may have gone to the extent of making one crazy. And in such a situation DIY may not be a good option, but may be more harmful.
– William James
- LuckyR
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Re: Is it practical?
Well à book that says: "go see a professional", would be the world's shortest book. Besides mental health coverage is commonly substandard.
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Re: Is it practical?
- Sushan
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Re: Is it practical?
I think it is better to advice anyone to seek professional help regarding medical matters. But why do you say mental health coverage is substandard? There are abundant amount of psychiatrists and psychologists, but the problem is people not seeking help from them in many occasions due to various other matters (non-medical) including social stigma. But if they seek professional help I do not think either they will be ignored or misdiagnosed.LuckyR wrote: ↑November 4th, 2021, 5:52 pmWell à book that says: "go see a professional", would be the world's shortest book. Besides mental health coverage is commonly substandard.
– William James
- Sushan
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Re: Is it practical?
Exactly. A book can be a help for a certain amount. But I think self-diagnosis is quite risky, but quite often practiced in psychiatric or related conditions. One can diagnose him/her having fever and take paracetamol (I am not encouraging this practice since fever can be associated with many serious conditions). But doing this for a psychiatric condition is often wrong in my opinion. Atleast one has to be assesed by a friend to properly identify that one's thought process and mood. If anyone feels like or been advised to see a professional regarding a psychiatric condition, it is better to do it sooner than later.
– William James
- LuckyR
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Re: Is it practical?
I meant insurance doesn't pay for mental health services very much, if at all.Sushan wrote: ↑November 12th, 2021, 2:52 amI think it is better to advice anyone to seek professional help regarding medical matters. But why do you say mental health coverage is substandard? There are abundant amount of psychiatrists and psychologists, but the problem is people not seeking help from them in many occasions due to various other matters (non-medical) including social stigma. But if they seek professional help I do not think either they will be ignored or misdiagnosed.LuckyR wrote: ↑November 4th, 2021, 5:52 pmWell à book that says: "go see a professional", would be the world's shortest book. Besides mental health coverage is commonly substandard.
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Re: Is it practical?
I am not aware much about health insurances and insurance policies. But as far as I know people can choose the coverage that they want, and if someone included mental illnesses in his/her coverage then the insurance companies are legally bound to compensate in such an event of being diagnosed with a psychiatric illness. I think many people do not think to get such a coverage thinking that they are immune to psychiatric illnesses.LuckyR wrote: ↑November 12th, 2021, 3:10 amI meant insurance doesn't pay for mental health services very much, if at all.Sushan wrote: ↑November 12th, 2021, 2:52 amI think it is better to advice anyone to seek professional help regarding medical matters. But why do you say mental health coverage is substandard? There are abundant amount of psychiatrists and psychologists, but the problem is people not seeking help from them in many occasions due to various other matters (non-medical) including social stigma. But if they seek professional help I do not think either they will be ignored or misdiagnosed.
– William James
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Re: Is it practical?
Well here in the US most health insurance is through employers, who choose the offerings from the insurance carrier. Policies that cover more than the bare minimum mean more out of pocket costs to the employee. Since wages are at recent historic lows, few choose such plans.Sushan wrote: ↑November 13th, 2021, 4:28 amI am not aware much about health insurances and insurance policies. But as far as I know people can choose the coverage that they want, and if someone included mental illnesses in his/her coverage then the insurance companies are legally bound to compensate in such an event of being diagnosed with a psychiatric illness. I think many people do not think to get such a coverage thinking that they are immune to psychiatric illnesses.LuckyR wrote: ↑November 12th, 2021, 3:10 amI meant insurance doesn't pay for mental health services very much, if at all.Sushan wrote: ↑November 12th, 2021, 2:52 amI think it is better to advice anyone to seek professional help regarding medical matters. But why do you say mental health coverage is substandard? There are abundant amount of psychiatrists and psychologists, but the problem is people not seeking help from them in many occasions due to various other matters (non-medical) including social stigma. But if they seek professional help I do not think either they will be ignored or misdiagnosed.
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Re: Is it practical?
Yes, it is understandable people thinking about the cost that they have to bear up regarding health matters and insurances. So it is fair enough for someone to not obtain coverage for a less expected illness.LuckyR wrote: ↑November 13th, 2021, 11:52 amWell here in the US most health insurance is through employers, who choose the offerings from the insurance carrier. Policies that cover more than the bare minimum mean more out of pocket costs to the employee. Since wages are at recent historic lows, few choose such plans.Sushan wrote: ↑November 13th, 2021, 4:28 amI am not aware much about health insurances and insurance policies. But as far as I know people can choose the coverage that they want, and if someone included mental illnesses in his/her coverage then the insurance companies are legally bound to compensate in such an event of being diagnosed with a psychiatric illness. I think many people do not think to get such a coverage thinking that they are immune to psychiatric illnesses.LuckyR wrote: ↑November 12th, 2021, 3:10 amI meant insurance doesn't pay for mental health services very much, if at all.Sushan wrote: ↑November 12th, 2021, 2:52 am
I think it is better to advice anyone to seek professional help regarding medical matters. But why do you say mental health coverage is substandard? There are abundant amount of psychiatrists and psychologists, but the problem is people not seeking help from them in many occasions due to various other matters (non-medical) including social stigma. But if they seek professional help I do not think either they will be ignored or misdiagnosed.
I would like to know how insurance people mention about the psychiatric illnesses in their policies. Is it by mentioning it in general terms or do they use the ICD 10 or DSM V classifications? Because if they do the latter then no one will be able to get a redeemable health coverage due to the hughe number of various psychiatric illnesses.
– William James
- LuckyR
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Re: Is it practical?
As you might guess, exclusions (examples of less care) are buried in the fine print of lengthy documents and are not verbalized unless asked about specifically. My guess is diagnoses are not mentioned, rather expensive treatment (talk therapy) is limited by a cap on lifetime visits. Hus the limit is not on mental health, as long as it is on inexpensive medications.Sushan wrote: ↑November 14th, 2021, 12:33 amYes, it is understandable people thinking about the cost that they have to bear up regarding health matters and insurances. So it is fair enough for someone to not obtain coverage for a less expected illness.LuckyR wrote: ↑November 13th, 2021, 11:52 amWell here in the US most health insurance is through employers, who choose the offerings from the insurance carrier. Policies that cover more than the bare minimum mean more out of pocket costs to the employee. Since wages are at recent historic lows, few choose such plans.Sushan wrote: ↑November 13th, 2021, 4:28 amI am not aware much about health insurances and insurance policies. But as far as I know people can choose the coverage that they want, and if someone included mental illnesses in his/her coverage then the insurance companies are legally bound to compensate in such an event of being diagnosed with a psychiatric illness. I think many people do not think to get such a coverage thinking that they are immune to psychiatric illnesses.
I would like to know how insurance people mention about the psychiatric illnesses in their policies. Is it by mentioning it in general terms or do they use the ICD 10 or DSM V classifications? Because if they do the latter then no one will be able to get a redeemable health coverage due to the hughe number of various psychiatric illnesses.
- Sushan
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Re: Is it practical?
It is pretty much obvious that health insurance companies are profit based ones, and try their best to avoid any health claims from their clients. But if they are worried about the cost of medication, I think other specialities like cardiology and neurology are way more expensive than psychiatry related treatment. But if they think about the time period that a person will be treated for a psychiatric illness (which is usually for a long period and even sometimes for the whole life) then they might not see covering mental illnesses in their insurance policies as a profitable business.LuckyR wrote: ↑November 14th, 2021, 2:28 amAs you might guess, exclusions (examples of less care) are buried in the fine print of lengthy documents and are not verbalized unless asked about specifically. My guess is diagnoses are not mentioned, rather expensive treatment (talk therapy) is limited by a cap on lifetime visits. Hus the limit is not on mental health, as long as it is on inexpensive medications.Sushan wrote: ↑November 14th, 2021, 12:33 amYes, it is understandable people thinking about the cost that they have to bear up regarding health matters and insurances. So it is fair enough for someone to not obtain coverage for a less expected illness.LuckyR wrote: ↑November 13th, 2021, 11:52 amWell here in the US most health insurance is through employers, who choose the offerings from the insurance carrier. Policies that cover more than the bare minimum mean more out of pocket costs to the employee. Since wages are at recent historic lows, few choose such plans.Sushan wrote: ↑November 13th, 2021, 4:28 am
I am not aware much about health insurances and insurance policies. But as far as I know people can choose the coverage that they want, and if someone included mental illnesses in his/her coverage then the insurance companies are legally bound to compensate in such an event of being diagnosed with a psychiatric illness. I think many people do not think to get such a coverage thinking that they are immune to psychiatric illnesses.
I would like to know how insurance people mention about the psychiatric illnesses in their policies. Is it by mentioning it in general terms or do they use the ICD 10 or DSM V classifications? Because if they do the latter then no one will be able to get a redeemable health coverage due to the hughe number of various psychiatric illnesses.
– William James
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